As important as it is that wealth is snatched for old age, it is not fortunate for everyone to have the opportunity. And if you live with a disability, the lack of savings can make it even more challenging to complete. If you are over 65 years of age and need disability benefits, here is some information that may help you.
Meeting the requirements to qualify
Service Eligible for disability benefits, You must show that you have a qualification similar to the one listed in the “Blue Book” of the Disability or Social Security Administration. This book contains a list of conditions that may automatically qualify a person for disability benefits.
Even if you do not qualify, if your loss is the same as listed, you may still be eligible for certain benefits. However, keep in mind that your education and work history will be considered to determine if you can do other types of work that are not affected by your disability.
Eligibility for benefits over 65 years
When you are over 65, completing a disability qualification can be slightly different. Although you may not have an apparent disability like paralysis or may be legally blind, your age may be a debilitating factor. For example, a claim examiner will typically consider the following defects as to whether your disability is related to age:
- Loss of physical strength
- poor eyesight
- Memory loss
- impaired hearing
- Arthritis
- high blood pressure.
Why is your age important
While determining a person’s eligibility, the period of their disability must be for a minimum of one year. Because age-related impairment generally only worsens over time, this is an important point when accepting a person for benefits.
You must be prepared to answer questions about your daily life and explain the limitations you experience. If you have trouble remembering things or have problems with your vision, you should make sure that you do not keep this information secret. Losses, even if they are age related, should be taken into consideration when determining your eligibility.
How to get profit when you earn income
While many older people receive one income, many do not make enough to cover their full life costs. If you are over 65, but have a limited income source, you can get Supplemental Security Insurance (More information in link).
Even if you already receive disability benefits, if the amount you receive is less than a certain amount, you may also be eligible for SSI.
special consideration
When determining your eligibility based on age, SSA will consider a number of different factors before they approve you for benefits. If you are over 65 years old and do not meet the impairment requirements, they can determine that you can work in a less demanding situation.
However, if your educational background and work experience are limited, Social Security may determine that you are not skilled enough to perform any other type of work.
It takes a lot to decide on disability benefits when you are qualifying based on your age. One reason that this is not clear cut is because one has a clear physical disability, so more factors need to be considered.
SSA can try to find every reason you can still work, so you need to be very detailed when describing your situation. Even the type of work you have done throughout your life can determine your ability to work during your golden years, so keep that in mind as well.
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